Well today after getting rightly annoyed with paypal, I found this service Moneybookers they look to do all the same stuff as paypal, but seem to allow me to verify my bank account, something that paypal would not allow, as they said my bank did not allow direct debits (now I know my bank does do direct debits, as I see the monies go out of my account each month)

Also it will tie easily into my magneto shop that I am developing, so Moneybookers looks like a good service, check them out by clicking this link